Find the Right Loan for Your Needs
Every borrower’s situation is unique, which is why I offer a variety of loan programs to fit your needs. Whether you’re purchasing your first home or refinancing an existing mortgage, I’ll help you find the option that works best for your goals.
Conventional Loans
A popular choice for buyers with good credit, these loans aren’t government-backed and offer flexible terms with as little as 3% down.
FHA Loans
Insured by the Federal Housing Administration, FHA loans offer low down payments and relaxed credit requirements—Ideal for first-time, lower-credit or high debt borrowers.
VA Loans
Available to eligible veterans and service members, VA loans offer zero down payment, no PMI, and competitive rates backed by the Department of Veterans Affairs.
USDA Loans
Designed for rural and suburban buyers, USDA loans offer 100% financing and low rates, with income and location eligibility requirements.
Jumbo Loans
Used for high-value homes exceeding conventional loan limits, jumbo loans require stronger credit and income but offer flexible options for luxury buyers.
Non-QM Loans
Non-Qualified Mortgage allows you to qualify without the traditional review of your income. Making a home purchase or refinance doable.
Thank you for visiting! I’m here to help you navigate the mortgage process with clarity and confidence. If you have any questions or need assistance, don’t hesitate to reach out—I’m just a call, text, or email away.
Licensed by Home Quest Lending
Home Quest Lending
4685 S Highland Dr Suite 105
Holladay, UT 84117
NMLS 1945211
© Copyright David Senior | 2026. All rights reserved.
David Senior is a licensed Mortgage Loan Originator (NMLS # 140309) with Home Quest Lending (NMLS #1945211). All loans subject to credit approval. Equal Housing Lender.
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